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0431 790 889

Our Services

First Home Buyers


Buying the first home can be as intimidating as it can be exciting, especially when you don’t have people around you who can guide you through the process. Purchasing a new house means interaction with financial institutions, legal works, and a bunch of real estate and financial terminologies and jargons which you may be unfamiliar with. The whole process of purchasing homes can be a sophisticated and intimidating for maiden buyers and this where Everest Property and Finance can be of great help. More In Detail>>


Property Investment


Real Estate investment is one of the most popular businesses in the world primarily because it’s easily comprehensible to amateurs and newcomers. Buying a property to rent out or to resell is a common form of investment in Australia. Researches & data show that the values of properties double within every seven to ten years in Australia some; maximization of profit from property investment may not be as easy as it seems. There are numerous factors that affect the value of a property. More in Details>>





Whether you’re looking for a better loan deal, or found one and wondering if it’s beneficial to you or just unhappy with your current lender, you have just come to the right place. ABC helps you to assess your financial position and helps you find a suitable refinance if it’s appropriate to refinance.

We are here to give you the right advice. If you’re considering refinancing we’ll look into suitable options for you, we’ll carry the cost-benefit analysis of proposed refinance and let you know whether or not refinancing is viable.

If refinancing is a suitable option we’ll help you with the negotiations with the new lender and if refinance is not feasible we’ll help you negotiate with the current lender for reconsidering the loan’s terms and conditions.


Debt Consolidation


Debt consolidation is combining of several unsecured debts into a single, new loan that is more favourable. It involves taking out a new loan to pay off a number of other smaller debts. The new loan generally results in a lower interest rate, lower EMI or both.

If you’re considering consolidating your debt for whatever reason, we’re here to guide you in the process. We’ll find suitable debt consolidation options for you calculate costs and benefits of debt consolidation and negotiate with your current as well as your prospective lenders to get you the best deal.




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Kandel & Co Pty Ltd ABN 33620988061 (corporate credit representative number 506833) and Rajesh P Kandel (credit representative number 476341), are representatives of Connective Credit Services Pty Ltd ( Australian Credit Licence 389328).

Give us a call - we’d love to help you.

Contact Us

Mobile:  0431 790 889

Phone:  03 9005 3955



Postal Address

19 Bradshaw Avenue,

 Craigieburn VIC 3064



Kandel & Co Pty Ltd is T/A Everest Property and Finance

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